Debt Day: December 23, 2013

My holiday season felt different this year. It was different because my holidays included the dreaded Debt Day. After graduating in May and a 6-month grace period, my first student loan payment came due on Christmas Eve eve. Oh Joy!

I now face the reality of being $45,330.87 in debt.

Happy Holidays to me.

Scheduling that first payment hurt a little.

… or a lot.

On standard repayment (10 years), my first bill was $525.86. Ick.

I knew this day was coming. It was unavoidable. I took out student loans with my eyes wide open and now I have to pay them back.

Wish me luck.

Here I go.

Let’s do this.



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