I am frugal.
You are probably frugal too. (You are reading a financial blog, after all).
But here’s the magical thing about frugality. It is personal and everyone’s version is different.
I can choose to cut my own hair, wear my clothes until they are worn through, and cook from home most days.
You could do your own car maintenance, staycation, and keep the thermostat at 55 degrees in the winter.
Our fellow frugal compatriot could bike to work, split rent with 4 randos from Craigslist and drink Folgers coffee.
There is nothing wrong with any of these versions of frugality. Each is a different manifestation, highlighting different comfort levels and skill sets.
Inherent in each variation of frugality is a different thread of splurge.
I love to vacation in not so economical places.
You many love your coffee shop coffee and have a maid service come every two weeks.
Our fellow frugal compatriot has a super sweet gaming PC.
That’s all great! I refuse to throw shade on other people’s splurges. Frugality is a conscious choice to cut back in certain areas of life. To save where we can save. That opens the door to have the ability to spend where we choose to spend.
This is your life.
To thy own splurge be true.